From Sacramento to Washington, D.C., Dr. Anita R. Johnson and Steven E. LaBroi deliver a powerful, dual-framework approach to reshaping financial behavior and building generational wealth.
Nationwide — In a bold and timely response to the persistent wealth gap in America, financial behaviorist Dr. Anita R. Johnson and financial strategist Steven E. LaBroi have released a groundbreaking two-part book series designed to fundamentally transform how African Americans approach money, wealth, and legacy.
Titled Financial Erudition of African Americans, this two-part series delivers a comprehensive blueprint that moves beyond traditional financial literacy—offering a deeply integrated strategy that combines behavioral transformation with asset-based wealth building.
At a time when African Americans are achieving higher levels of income and professional success than ever before, the disconnect between earnings and long-term wealth remains a critical national issue. This series directly addresses that gap.
A DEFINING MOMENT IN FINANCIAL EDUCATION
Part 1, The Blueprint for Changing Financial Habits, authored by Dr. Johnson, explores the psychological and behavioral patterns that shape financial decision-making—many of which are rooted in generational experiences, systemic barriers, and cultural conditioning.
Part 2, The Blueprint for Asset Building Over a Lifetime, authored by LaBroi, builds on that foundation with advanced, actionable strategies focused on converting income into structured, cash-flowing assets designed to last for generations.
“This work is about reclaiming financial identity and reshaping behaviors that no longer serve us. True transformation begins with awareness and intentional change.” — Dr. Anita R. Johnson
“We cannot solve a wealth problem with income alone. Wealth is built through systems, strategy, and discipline over time. This book provides that roadmap.” — Steven E. LaBroi
A COMPREHENSIVE TWO-PART FRAMEWORK FOR GENERATIONAL IMPACT
Unlike traditional financial books that focus on isolated tactics, Financial Erudition of African Americans delivers a sequential, lifetime approach:
Part 1: Behavioral Transformation
• Reframing financial identity and decision-making
• Understanding historical and cultural financial patterns
• Establishing disciplined, wealth-aligned habits
Part 2: Strategic Asset Building
• Designing cash-flowing and protected financial assets
• Leveraging life insurance and advanced financial structures
• Creating tax-efficient retirement and legacy income streams
• Implementing multi-decade wealth accumulation strategies
Together, these works provide a complete ecosystem that empowers readers to shift from consumption-driven financial habits to ownership-driven wealth systems.
POSITIONED FOR NATIONAL IMPACT
The series is rapidly gaining attention among:
• High-income earners seeking asset conversion strategies
• Pre-retirees focused on tax-efficient income planning
• Families committed to generational wealth transfer
• Educators, churches, and community leaders advancing financial literacy
The books are already being incorporated into workshops, financial education programs, and community-based initiatives across multiple states.
ABOUT THE AUTHORS
Dr. Anita R. Johnson, based in Sacramento, California, is a respected financial behaviorist whose work centers on transforming the psychological and emotional drivers behind financial habits. Her research and teaching empower individuals to align behavior with long-term wealth outcomes.
Steven E. LaBroi, based in the Washington, D.C. metropolitan area, is the Chief Strategist of LaBroi Insurance Group LLC, a nationwide life insurance and retirement strategy firm. With over two decades of experience, he specializes in asset-based financial strategies, generational wealth planning, and insurance as a financial tool. He is also the author of the Amazon best-seller, Build Your Human Equity Line of Credit.
AVAILABILITY
Financial Erudition of African Americans — Part 1 and Part 2 are available in paperback and digital formats through Amazon and IngramSpark, with global distribution.
MEDIA & INTERVIEW OPPORTUNITIES
Dr. Johnson and Steven LaBroi are available for:
• National television and radio interviews
• Podcast features and financial education segments
• Speaking engagements, panels, and conferences
• Church, university, and community-based workshops
For press inquiries, contact:
Steven E. LaBroi / PR Representative
LaBroi Insurance Group LLC
slabroi@labroiinsurancegroup.com
(202) 439-6545
Dr. Anita R. Johnson, Financial Behaviorist
anitafinancialbehaviorist@gmail.com
(916) 601-0999