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Wednesday, August 27, 2014

New Website Makes it Easy to Buy Health Insurance Online


Nationwide — MyHealthPlusDental.com is a website that allows users to get quotes for and purchase health insurance, dental insurance, Medicare supplements and life insurance completely online.

The Affordable Care Act (ACA), also commonly referred to as “ObamaCare” gives Americans access to affordable health care while reducing the rising costs of health care in the U.S. Open enrollment through the health insurance marketplace ended March 31, 2014 and the extended special enrollment ended May 1. Those without insurance may be forced to pay a penalty fee. However, the opportunity to enroll in ACA health care coverage may still exist for those who qualify under special enrollment.

During the initial enrollment period and the extended enrollment period that ended April 19, 2014, more than 10 million people enrolled in a plan that met the requirements of the Affordable Care Act (ACA), according to an Issue Brief released by the Department of Health and Human Services. Yet, millions more did not enroll in mandatory health care. Of those who initially claimed they would likely not enroll in a required health care plan that meets the minimum requirements of the ACA, over 2/3 were younger adults. The Washington Post reported in December 2013 that a Harvard University Poll showed that only 13% of uninsured young adults between 18 and 29 indicated they were definitely going to sign up for health care and another 16% indicated they were “likely” to enroll in Obamacare exchanges. This is despite a campaign that specifically targeted younger Americans to encourage them to sign up for health care under the Affordable Care Act.

Many people have another chance to sign up without having to wait for the next open enrollment period, which is scheduled to begin on November 15, 2014 and end on February 15, 2015. The special enrollment period will allow those to enroll outside the open enrollment period if they have a “qualifying life event” such as marriage or divorce, if they have given birth or adopted a baby, moved to another state or lost their other health coverage.

MyHealthPlusDental.com (www.MyHealthPlusDental.com) can help them find a healthcare plan that is right for them and their family. It is easy to navigate the user-friendly website to get an affordable quote that meets their health care coverage needs and the health care needs of their family. MyHealthPlusDental.com also makes it easy to access dental coverage, life insurance, Medicare supplements and additional information to help them obtain fast, easy online quotes and assistance.